:root {
      --primary: #1f6feb;
      --bg: #f5f7fb;
      --card-bg: #ffffff;
      --text: #111827;
      --muted: #6b7280;
      --border: #e5e7eb;
    }

    * {
      box-sizing: border-box;
    }

    body {
      margin: 0;
      font-family: system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
      background: var(--bg);
      color: var(--text);
      line-height: 1.8;
    }

    header {
      background: linear-gradient(135deg, #0f172a, #1f6feb);
      color: #fff;
      padding: 16px 24px;
      position: sticky;
      top: 0;
      z-index: 10;
    }

    .nav-inner {
      max-width: 860px;
      margin: 0 auto;
      display: flex;
      align-items: center;
      justify-content: space-between;
      gap: 24px;
    }

    .logo {
      font-weight: 700;
      font-size: 1.1rem;
      letter-spacing: 0.03em;
      text-transform: uppercase;
    }

    nav a {
      color: #e5e7eb;
      text-decoration: none;
      margin-left: 16px;
      font-size: 0.95rem;
    }

    nav a:hover {
      color: #ffffff;
    }

    nav a.primary-link {
      padding: 6px 14px;
      border-radius: 999px;
      border: 1px solid rgba(255, 255, 255, 0.3);
    }

    main {
      max-width: 860px;
      margin: 24px auto 40px;
      padding: 0 16px;
    }

    h1 {
      margin-bottom: 6px;
      font-size: 1.7rem;
    }

    .subtitle {
      margin-top: 0;
      margin-bottom: 22px;
      color: var(--muted);
      font-size: 0.95rem;
    }

    .card {
      background: var(--card-bg);
      border-radius: 18px;
      border: 1px solid var(--border);
      padding: 18px 18px 16px;
      box-shadow: 0 10px 26px rgba(15, 23, 42, 0.06);
      margin-bottom: 20px;
    }

    h2 {
      margin-top: 0;
      font-size: 1.2rem;
    }

    p {
      font-size: 0.95rem;
      margin: 0 0 10px;
    }

    ul {
      padding-left: 18px;
      margin: 0 0 10px;
      font-size: 0.95rem;
    }

    .pill {
      display: inline-flex;
      font-size: 0.8rem;
      text-transform: uppercase;
      letter-spacing: 0.08em;
      padding: 3px 9px;
      border-radius: 999px;
      background: rgba(31, 111, 235, 0.08);
      color: #1f6feb;
      margin-bottom: 10px;
    }

    .disclaimer {
      font-size: 0.82rem;
      color: var(--muted);
      margin-top: 16px;
    }

    footer {
      border-top: 1px solid var(--border);
      padding: 16px;
      font-size: 0.8rem;
      color: var(--muted);
      text-align: center;
      background: #ffffff;
    }

    @media (max-width: 768px) {
      nav {
        display: none;
      }
    }